Ideas to help your parents age safely at home
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The Trust Document is Signed — Now what?
The signing of a Trust document is the start of a new process. A Trust isn’t just a “form.” It’s a legal structure with real consequences that has to be handled carefully in order to assure that the trust creator’s purposes can be achieved. If the Trustee uses the Trust’s funds in ways that aren’t...
What Does it Mean to Disclaim an inheritance?
A “disclaimer” is a legal document which is signed by somebody before they receive property to which they are entitled from an estate or trust.
There are many situations in which a person is about to inherit money but doesn’t want to receive it for some reason, or wants it to go to somebody else. Let’s see what can happen...
Tell your doctor about the help you need at home with your adls
If a child who lives in your home with you is helping you with your ADL’s (functional activities of daily living), it’s probably a good idea to start documenting all of the things they do for you.
Long-range planning for long-term care often includes the potential use of long-term care insurance benefits or Medicaid benefits to pay...
Total dependence not required for a medicaid caregiver child exemption for house transfer
This post is about “Medicaid caregiver child house transfers,” as they are commonly known.
Readers of this blog know that when a person applies for long-term care benefits under the MLTSS Medicaid program, they will generally be denied benefits for a period of time if they transferred (gifted) assets during the 5-year look-back...
24 days a year of therapeutic leave available to nursing home residents on Medicaid
When an individual who lives in a skilled nursing facility (SNF) is approved for Medicaid, a “Medicaid number” is assigned to that individual. This is the number that will be used for billing purposes by the nursing home, the pharmacy, the hospital, and other health care providers. The MLTSS Medicaid program pays for the skilled nursing facility at a specific daily rate as long...
Retiree’s bump up in Social Security isn’t automatic at death of spouse
The surviving spouse of a Social Security recipient is entitled to a “bump up” in their benefits if the deceased spouse received a higher monthly benefit than the survivor was receiving. Typically, the funeral director notifies the Social Security Administration about the death.
Don’t assume that this notification suffices to preserve eligiblity for the widow’s benefit....
Remembering Our Lonesome Elders
This is my tribute to the elders in our communities who have been so terribly affected by the COVID-19 pandemic restrictions.
Untouchable; Alone (April 16, 2020 Central Jersey)
(c) Linda S. Ershow-Levenberg , all rights reserved
Untouchable. Alone. He wants his daughter. Every morning she brought coffee and some news.
She would tell him of the books that she was reading, trim his hair, or...
Overseeing the Care in a Nursing Home When You Can’t Enter the Building
Advocating for our clients in nursing homes during this pandemic has been uniquely difficult! What tools do we still have to help people watch over the delivery of care to their loved ones? Many rights are guaranteed, and right now much creativity is needed to protect those rights. You can still set up care plan conferences with the treatment team...