New Jersey has Procedure for Moving Guardianships to Other States
We have a lot of clients who are caring family members of incompetent parents or other relatives. Frequently, these clients want to be the guardians for their relatives so that important decisions can get made: medical and treatment decisions, financial (including public benefits), and residential. Sometimes, the guardian lives out of state–that’s ok, though it may lead to more...
Alzheimer’s Association Has Help for Caregiver Respite
Very happy to hear about this program from the New Jersey Chapter of the Alzheimer’s Association that provides a one-time only $1000 “scholarship” to caregivers who need respite from caregiving for their spouses or other loved ones. These monies can be used toward home health aide time or a stay in assisted living for the loved one short-term. One scholarship per family,...
Lauren Marinaro Will Talk Obamacare at the Y on October 23rd
I will be at the YMCA of Scotch Plains at 12 pm and 7 pm on October 23rd to discuss the Affordable Care Act and answer questions about the Medicaid expansion, access to health insurance subsidies and the ins and outs of the health insurance mandate. At noon we will also be talking about Obamacare’s impact on Medicare. Come one come all!!
Obamacare is Here and We Can Help
It’s been a rocky start, but the Affordable Care Act (Obamacare) opened up their Health Insurance Marketplace so that people without employer-sponsored health insurance can sign up for insurance coverage starting January 1, 2014. There are subsidies for people whose household income is between 134 and 400% of poverty, using an income calcuation that is “Modified Adjusted Gross...
Senate and House Pass Bill to Re-open Government and Raise Debt Ceiling
As of 10pm, October 16, 2013, it is reported that both the House and Senate passed a bill that will reopen the federal government and temporarily raise the debt ceiling. President Obama stated he will immediately sign the bill. I suspect the Department of Veterans Affairs will provide notification of return to normal operations on Thursday, October 17, 2013. Obviously, this will also mean...
Multi-generational Living can be a lifesaver, but keep good records
Recent new reports show an uptick in the construction of “oversized” houses designed to accommodate three generations of a family. The aging or disabled parents may move in with their middle-aged child, and then the working child in their 20’s may move in as well to have a more affordable living arrangement. For the generation who are aging or have disabilities, who may need...
Fed. Cir. Opinion in Tyrues v. Shinseki, Non-Remanded Must be Appealed Within 120 Days to the CAVC
The Department of Veterans Affairs (VA) adjudication process “‘is not meant to be a trap for the unwary . . . a stratagem to deny compensation a minefield” for claimants. Percy v. Shinseki, 23 Vet. App. 37, 47 (2009) (quoting Comer v. Peake, 552 F.3d 1362, 1369 (Fed. Cir. 2009). For Veteran Larry Tyrues, the majority in Tyrues v. Shinseki did not believe this tenet had...
Updated VA Field Guide to Government Shutdown
I have linked to the Updated Veterans Field Guide to Government Shutdown. In terms of disability compensation and pension payments, the Field Guide states, “Claims processing and payments in the compensation, pension, education, and vocational rehabilitation programs are anticipated to continue through late October. However, in the event of a prolonged shutdown, claims processing and...
Affordable Care Act – Important Dates and Deadlines
By now you know that you can start shopping for affordable health insurance at www.healthcare.gov, where you will learn about the insurance policies available on the New Jersey exchange as well as whether you qualify for government subsidies to offset the cost of insurance, and if you qualify for the Medicaid expansion. Considering the catastrophic cost of even one uninsured trip to an...
Applying on-line for Social Security Disability benefits
If you can no longer sustain employment due to severe, medically-determinable impairments that have lasted for a year or can be expected to last for a year or more, you may be thinking about applying for Social Security benefits (“SSDI” or “Title II”). Initial applications are filed online now. You start with http://www.ssa.gov and follow the instructions to...