Author: Linda Ershow-Levenberg

HELP! I GOT A SCARY LETTER FROM SOCIAL SECURITY SAYING I OWE THEM MONEY! If you’ve been on Social Security disability benefits and just got a notice that you owe Social Security money, what should you do? Call us for a consult; we may be able to help! There are many, many reasons why the Social Security Administration (SSA) may suddenly declare that you are in an overpaid status, and this can,...

HELP! SOCIAL SECURITY SAYS I’M NOT DISABLED ANYMORE BUT I STILL CAN’T WORK! There are many reasons why Social Security may send you a letter stating that you are no longer considered disabled and they are terminating your benefits, which Social Security Disability attorneys commonly refer to as “a cessation.” Most commonly, it is because your claim was medically re-evaluated and the review...

There are many protections built into the Social Security system for insured individuals and their family members. In some cases, an individual didn’t pay into the system long enough to be insured, but can claim benefits based on their relationship to an insured individual. The application can be filed on-line at www.ssa.gov.. You may be surprised to learn of all the benefits available. Here...

If you’ve been caring for your child who has special needs, you have deep personal knowledge of how your child behaves and responds. You know what they like and what they hate. You know what triggers an anxious or distressed reaction. It could be a flavor, a type of music, a color, or a person. As an aging parent, you are probably concerned about who will take care of your child when you are...

With the ongoing Federal Government shutdown entering its second week, it’s very reasonable for individuals who receive some kind of direct government payment or benefit (such as Social Security Retirement benefits, or Medicaid benefits) to be worried about whether their benefits will continue during the shutdown, or whether their ongoing applications or appeals will continue to be processed....

A complex case out of Kansas demonstrates why is so important to name back-up contingent beneficiaries in a Will: stuff happens. IN RE: the Estate of Larry Franklin Holderman. (2025) | FindLaw A fellow named Larry — the “testator” / the man who signed the Last Will and Testament –  lived with his parents. When he signed his Will in 1999, he had (1) a deceased sister who had a...

If you are concerned about medical debts that you may need to pay (whether it’s for yourself or for someone you are financially responsible for), a new law in New Jersey could be very helpful to you. It’s called the “Louisa Carman Medical Debt Relief Act.” Effective July 22, 2025, a health care service provider that issues a bill to a patient or legally responsible individual cannot try to...

Nursing home care is very expensive in New Jersey and people often turn to Medicaid Long-Term Services and Supports (MLTSS) to pay for that care. The rules for the program are complicated, but with our proper guidance, eligibility can be obtained. I’ve written earlier posts about aspects of the application process. The application requires a 5 year lookback — 5 years of financial...

Understanding the Role of Focused Elder Law Services Growing older brings unique legal challenges that require professional guidance and understanding. At Fink Rosner Ershow-Levenberg, we focus on helping New Jersey families navigate the complex landscape of elder law, offering comprehensive support for both immediate and long-term planning needs. Comprehensive Medicaid Planning Support...